Personal Savings
Save for the future in more ways than one.

Making your dollar work harder for you.
Bright Savings
Earn interest, with impact.
Ideal for those who want strong returns while supporting a brighter future. Our Bright Savings account ensures your dollar works harder for your wallet and helps support environmental leaders like the National Park Foundation.
Sprout Savings
Start saving for generations to come.
Sprout Savings help young people grow their money and protect the planet thanks to Forbright’s support for the environment. Open only to people who are younger than 18 years of age and the custodian for the account must be an existing customer, Sprout Savings help the future in more ways than one.
Branch Certificates of Deposit
Saving for Good. Saving for Change.
Our Branch Certificates of Deposit accounts give you the opportunity to create a bigger impact while investing in your future.
Bright Savings | Sprout Savings3 | |
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No Monthly Maintenance Fee | ![]() | ![]() |
Earns Interest1 | ![]() | ![]() |
Free Unlimited ATM Withdrawals at Forbright ATMs | ![]() | ![]() |
Unlimited ATM Fee Refunds for Withdrawals from Non-Forbright ATMs2 | ![]() | ![]() |
Free Online Banking & E-Statements | ![]() | ![]() |
Mobile Banking & Mobile Deposit4 | ![]() | ![]() |
Savings Rates
Accurate as of
Interest Rate | APY* | Minimum Opening Deposit | Minimum Balance to Obtain APY | |
---|---|---|---|---|
Bright Savings $0-$9,999 $10,000-$99,999 $100,000-$249,999 $250,000+ | 2.96% 3.11% 3.11% 3.83% | 3.00% 3.15% 3.15% 3.90% | $250 | $0.01 |
Sprout Savings 3 $0-$9,999 $10,000+ | 3.83% 0.80% | 3.90% 0.80% | $1 | $0.01 |
Branch Certificates of Deposit
Accurate as of
Interest Rate | APY* | Minimum Opening Deposit | Minimum Balance to Obtain APY | |
---|---|---|---|---|
3-5 Month | 3.68% | 3.75% | $1,000 | $1,000 |
6-8 Month | 3.83% | 3.90% | $1,000 | $1,000 |
9 Month | 3.92% | 4.00% | $1,000 | $1,000 |
10-11 Month | 3.92% | 4.00% | $1,000 | $1,000 |
12 Month | 3.92% | 4.00% | $1,000 | $1,000 |
13-17 Month | 3.44% | 3.50% | $1,000 | $1,000 |
18-23 Month | 3.44% | 3.50% | $1,000 | $1,000 |
24-29 Month | 3.44% | 3.50% | $1,000 | $1,000 |
30-35 Month | 3.20% | 3.25% | $1,000 | $1,000 |
36-47 Month | 3.20% | 3.25% | $1,000 | $1,000 |
48-59 Month | 3.20% | 3.25% | $1,000 | $1,000 |
60 Month | 3.20% | 3.25% | $1,000 | $1,000 |
*Annual Percentage Yield
Rates and APYs are subject to change at any time. Fees assessed to account may reduce the earnings. The disclosed rates on variable accounts (i.e. Checking, Savings, and Money Market) may change after account opening. Early withdrawal penalties apply to all Certificates of Deposit. Early withdrawals are not allowed within the first 45 calendar days for CD products opened online.
Refer to Schedule of Fees for other charges that may apply.
1 Interest is calculated daily and credited quarterly.
2 Refunds made within 1 business day.
3 Account owner must be under 18 years old to be eligible for this account and custodian for the account must be an existing customer.
4 Fees from your mobile or data carrier may apply
Save for a Brighter Future.
Visit one of our local Forbright branches to open an account.
Savings Financial Calculators
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What Will My Investment Be Worth in the Future?
Resources
What Will My Investment Be Worth in the Future?
See what the amount you invest today will be worth in the future.
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How Can I Save a Million Dollars?
Resources
How Can I Save a Million Dollars?
This calculator tells you how much you need to save each month to accumulate a million dollars.
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How Much Can I Save Over Time?
Resources
How Much Can I Save Over Time?
Use this calculator to compute the total amount you would be able to save with monthly deposits.
Branch Checking and Money Market
A checking account that works for you, on your terms.
Register for Online Banking
For customers who opened accounts at our branches in the Washington, D.C. area, access your money online.