Personal Savings

Save for the future in more ways than one.

Mid adult asian female working on personal finances using a laptop and a smartphone

Making your dollar work harder for you.

Bright SavingsSprout Savings3
No Monthly Maintenance Fee
Earns Interest1
Free Unlimited ATM Withdrawals at Forbright ATMs
Unlimited ATM Fee Refunds for Withdrawals from Non-Forbright ATMs2
Free Online Banking & E-Statements
Mobile Banking & Mobile Deposit4

Benefits

No Monthly Maintenance Fee
No Minimum Balance Requirement After Opening
Unlimited ATM Fee Refunds for Withdrawals from Non-Forbright ATMs2
Earns Interest1
Online Access
Strong Returns

Savings Rates

Accurate as of July 23, 2025
Interest RateAPY*Minimum Opening Deposit Minimum Balance to Obtain APY
Bright Savings
$0-$9,999
$10,000-$99,999
$100,000-$249,999
$250,000+

2.96%
3.11%
3.11%
3.83%

3.00%
3.15%
3.15%
3.90%
$250$0.01
Sprout Savings 3
$0-$9,999
$10,000+

3.83%
0.80%

3.90%
0.80%

$1

$0.01

Branch Certificates of Deposit

Accurate as of July 23, 2025
Interest RateAPY*Minimum Opening DepositMinimum Balance to Obtain APY
3-5 Month3.68%3.75%$1,000$1,000
6-8 Month3.83%3.90%$1,000$1,000
9 Month3.92%4.00%$1,000$1,000
10-11 Month3.92%4.00%$1,000$1,000
12 Month3.92%4.00%$1,000$1,000
13-17 Month3.44%3.50%$1,000$1,000
18-23 Month3.44%3.50%$1,000$1,000
24-29 Month3.44%3.50%$1,000$1,000
30-35 Month3.20%3.25%$1,000$1,000
36-47 Month3.20%3.25%$1,000$1,000
48-59 Month3.20%3.25%$1,000$1,000
60 Month3.20%3.25%$1,000$1,000

*Annual Percentage Yield
Rates and APYs are subject to change at any time. Fees assessed to account may reduce the earnings. The disclosed rates on variable accounts (i.e. Checking, Savings, and Money Market) may change after account opening. Early withdrawal penalties apply to all Certificates of Deposit. Early withdrawals are not allowed within the first 45 calendar days for CD products opened online.

Refer to Schedule of Fees for other charges that may apply.


1 Interest is calculated daily and credited quarterly.

2 Refunds made within 1 business day.

3 Account owner must be under 18 years old to be eligible for this account and custodian for the account must be an existing customer.

4 Fees from your mobile or data carrier may apply

Save for a Brighter Future.

Visit one of our local Forbright branches to open an account.

Savings Financial Calculators

Branch Checking and Money Market

A checking account that works for you, on your terms.

Register for Online Banking

For customers who opened accounts at our branches in the Washington, D.C. area, access your money online.