How can I add a beneficiary as a joint owner?

To make your beneficiary a joint owner of your account, the beneficiary will need to complete the online application. To start the process, select Account and then choose Add Joint Owner. This step will take you back to the account opening page. From there, select your name in the upper right corner followed by My Applications. Select the account you wish to view, and then click Set Up, where you will find the option to add a joint owner.

From there, you will provide the person’s name and email address, and we will send them an invitation to become a joint owner of your account. They will need to respond to the email by completing the online application. They cannot be added as a joint owner until they complete the online application and their application is approved.