Fee Schedule
Account Fees
| Account | Fee |
|---|---|
| Account Closing within 90 Days of Opening (Not applicable on Bright Checking) | $10.00 |
| Account Research of Reconciliation – Includes Information Needed for Subpeona | $50.00 per hour (Minimum charge 1hr) |
| Account Verification – Per Account, No Charge for Closed or CD Accounts | $15.00 |
Service Fees
| Service | Fee |
|---|---|
| ATM Surcharge Fee at Foreign ATMs | Fees charged for withdrawals at ATMs we do not own will be reversed within one business day |
| Cashier’s Check | $10.00 |
| Check Copies | $5.00 Each |
| Check Printing Charges – Printed by Deluxe | $28.00 & Up Depending on the check type ordered through Deluxe© |
| Coin per Roll Supplied | $0.23 |
| Coin Rolling | $0.25/Roll |
| Credits – Assessed on Commercial Accounts When Monthly Minimum Balance Required is Not Met | $0.10/Item |
| Credits via Remote Deposit Capture (RDC) – Assessed on Commercial Accounts When Monthly Minimum Balance Requirement is Not Met | $0.09/Item |
| Currency per $1,000 Deposited or Supplied Over $15,000 in 1 Day | $1.50 |
| Debits – Assessed on Commercial Accounts When Monthly Minimum Balance Requirement is Not Met | $0.15/Item |
| Debit Card Expedited Shipping | $25.00 |
| Debit Replacement Card | $10.00 (First replacement free of charge) |
| Deposit Correction | $5.00/Deposit |
| Dormant Account[1] | $5.00/Month as Applicable by State Law |
| Escheatment Fee | $30.00 – At the Time of Escheatment Applicable per State Law |
| Foreign Item Deposit Fee | $20.00/Item |
| Legal Process (Levies, Attachments, Garnishments) | $100.00/Order |
| Multiple Addresses for Statement Delivery | $10.00/Address |
| Overdraft (OD) Funds Paid Charge [1] | $32.00 per Item Presented |
| Nonsufficient Funds (NSF) Return Charge [1] | $32.00 per Item Presented |
| Uncollected Funds (UC) Charge [1] | $32.00 per Item Presented |
| Continuous Overdraft Charge [1] Assessed each day the account has a negative balance after 7 calendar days grace period. | $5.00 |
| Paper Statement Not applicable when accessing eStatements through eBanking | $2.00 per statement cycle on Bright Checking $5.00 per statement cycle on all other checking accounts opened on or after 10/26/20 |
| Scheduled or Excess Transfer | $5.00 (One Time Set-up Fee) |
| Return Dep Item Fee (Return Deposit Item Fee) | $7.50 |
| Return Dep Item Special Handling Fee | $10.00 |
| Statement Copy | $5.00 per Statement |
| Stop Payment Fee | $30.00 |
[1] Fee does not apply to consumer accounts
Safety Deposit Boxes [2]
| Size | Fee |
|---|---|
| 3×5 | $50.00 per Year |
| 5×5 | $75.00 per Year |
| 3×10 | $100.00 per Year |
| Lost Key Fee | $25.00 |
| Drilling Fee | $150.00 |
[2] Only Available at Bethesda Branch
Wire Transfer
| Type of Transfer | Fee |
|---|---|
| Incoming Domestic | $10.00 |
| Incoming International | $15.00 |
| Outgoing Domestic | $25.00 |
| Outgoing International | $35.00 |
| Tracer | $20.00 |