Credit card contacts & information for cards issued on or after 7/1/22

Elan Financial Services Cardmember Service

For questions about your account or to report a Lost or Stolen Card.
24-Hour Cardmember Service: 800-558-3424
To reach Cardmember Service via email, login to your account and click on Messages.

Elan Financial Services Technical Support

For questions about your internet browser configuration or technical support for the Online Account Access website.
877-334-0460

Send a Payment

Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Send an Overnight Payment

Cardmember Service
824 N 11th Street
St. Louis, MO 63101-1016

Credit card contacts & information for cards issued prior to 7/1/2022

UMB Card Services Contact Center
T: 800-821-5184

UMB Consumer Application Address
Card Services
P. O. Box 419734
Kansas City, MO 64179
F: 816-843-2408

UMB Consumer Payment Address
P. O. Box 219736
Kansas City, MO 64121

UMB Card Services Correspondence
P. O. Box 419734
Kansas City, MO 64141

Commercial Credit Card Contacts & Information

UMB Commercial Customer Service & Applications
T: 888-494-5141
Email UMB Customer Service

UMB Commercial Application Address
Card Services
P. O. Box 410436
Kansas City, MO 64141
F: 816-843-2485
Email UMB Card Services

UMB Commercial Payment Address
P. O. Box 875852
Kansas City, MO 64187

UMB Card Services Correspondence
P. O. Box 419734
Kansas City, MO 64141